The Most Advanced
Business Jet Calculator

Plan your aircraft investment with our comprehensive financial planning tools

Estimate purchase financing costs and annual operating expenses

Aircraft Purchase Calculator

Quick Adjustments

Financing Parameters

$500K$100M
$0$5,000,000
1 year30 years

Separate from payment period for balloon payments

1 year30 years
2%12%

Tax Planning

Only business use qualifies for deductions

Financing Results

Monthly Payment

$45,419

Total Interest

$1,450,303

Loan Amount

$4,000,000

Total Cost

$6,450,303

Year 1 Tax Savings
Section 179:

$1,220,000

Tax Savings:

$1,750,000

Interest & Tax Benefits
Annual Interest Tax Savings:$50,761
Total (10 years):$507,606

Net Cost After All Tax Benefits

$4,192,697

Effective Cost Per Year: $419,270

This calculator provides estimates based on typical market conditions and IRS regulations. Actual rates, terms, and tax benefits may vary based on credit approval, aircraft type, location, business use, and current tax law. Consult with your tax advisor and lender for personalized guidance.

Aircraft Ownership Cost Calculator

501000

Monthly Operating Cost

$78,167

Annual Operating Cost

$938,000

Cost per Flight Hour

$4,690

Monthly Cost Breakdown

Maintenance$1,500
Insurance$3,000
Fuel$58,333
Hangar$2,000
Crew$5,000
Catering$8,333

These estimates are based on typical operating costs. Actual costs vary based on aircraft type, location, usage patterns, and market conditions.

Advanced Analysis Tools

Financial Scenario Analysis

Credit Profile5 Years10 Years15 Years20 Years
Excellent Credit (5%)$226,455/mo$127,279/mo$94,895/mo$79,195/mo
Good Credit (6%)$231,994/mo$133,225/mo$101,263/mo$85,972/mo
Average Credit (7%)$237,614/mo$139,330/mo$107,859/mo$93,036/mo
Fair Credit (8%)$243,317/mo$145,593/mo$114,678/mo$100,373/mo

Compare monthly payments across different credit profiles and loan terms. Lower down payments increase monthly costs but preserve capital for operations.

Range & Flight Time Calculator

0 lbs5,000 lbs

Flight Hours Available

10h

Estimated Range

3,288 nm

Max Range (Spec)

4,000 nm

Fuel Available

9,600 lbs

Cruise Speed

450 kt

Payload Capacity

5,000 lbs

Estimates based on typical fuel consumption, cruise speeds, and weight/balance considerations. Actual range varies with weather, routing, and flight profiles.

Total Cost of Ownership (10-Year)

Monthly Payment

$90,838

Monthly Operating

$113,667

Total Monthly Cost

$204,505

Total Interest (10-Yr)

$2,900,606

Operating Cost (10-Yr)

$13,640,000

Cost per Flight Hour

$10,616

10-Year Cost Breakdown

Aircraft Purchase Price$10,000,000
Interest Expense$2,900,606
10-Year Operating Costs$13,640,000
Total 10-Year Cost$26,540,606

This calculator provides a comprehensive view of aircraft ownership costs over 10 years, combining financing and operating expenses. Actual costs may vary based on usage patterns and market conditions.

About These Calculators

Purchase Calculator

Our purchase calculator helps you understand the financing terms for your aircraft investment. Adjust the aircraft price, down payment, loan term, and interest rate to see how monthly payments and total financing costs change.

  • Calculate monthly payment amounts
  • Compare down payment percentages
  • Estimate total interest costs
  • Plan your financing timeline

Ownership Cost Calculator

Understand the true cost of aircraft ownership beyond the purchase price. Factor in maintenance, insurance, fuel, hangar, crew, and catering expenses to calculate your total annual operating costs.

  • Estimate annual operating costs
  • Calculate cost per flight hour
  • View detailed cost breakdown
  • Plan annual maintenance budgets

Calculator Frequently Asked Questions

Are these estimates accurate?

These calculators provide estimates based on typical market conditions. Actual costs may vary based on credit profile, aircraft type, location, and market conditions. Contact our team for personalized quotes.

What interest rates apply?

Interest rates vary based on credit score, down payment, loan term, and market conditions. Current rates typically range from 4-10% for qualified borrowers. We offer competitive rates tailored to your profile.

Are operating costs included in financing?

No, the purchase calculator shows only loan costs. Operating costs like fuel, maintenance, and insurance are separate. Use our ownership calculator to estimate these expenses.

Can I get a custom quote?

Absolutely! Our finance experts can provide personalized quotes for your specific aircraft and financial situation. Contact us today to discuss your options.

Ready to Finance Your Aircraft?

Use our calculators to explore your options, then get in touch with our aviation finance experts for a personalized consultation.

Get Your Financing Quote